• phone 855-900-EASY (3279)
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Terms of Use

This website and the services of MK PayDay LLC and its licensed affiliates available via this website (the “Site”) are provided subject to the terms described herein, together with those terms set forth in any MK PayDay LLC loan application or application for credit services you may complete and submit, and any loan agreement, credit services agreement or other agreement that may be entered into by and between you and MK PayDay LLC or its third party lender, as applicable. If you visit the Site, you agree to be bound by these Terms of Use.

MK PayDay LLC is a licensed credit access business in Texas and arranges payday loans for members of its affiliated company, Multikrd LLC. MK PayDay does not offer the loan, as the loan is made by a third party lender, Rand Arcadia Investments, LLC. MK PayDay LLC is a separate company with its own terms, use, rates, privacy policy and products. MK PayDay LLC cannot guarantee that you will be offered a loan or extension of consumer credit by the third party lender. Credit decisions are not made by MK PayDay LLC but are made by the third party lender.

Benefits offered by Multikrd LLC are in no way related to, conditioned upon, or subject to any services or purchase of services or products from MK PayDay LLC. Any loans arranged by MK PayDay LLC are not a condition precedent to obtaining benefits and discounts through Multikrd LLC.

MK PayDay LLC reserves the right to make changes at any time to the Site or these Terms of Use. Any modifications to these Terms of Use will be effective upon posting. Your continued use of the Site following posting of any revised Terms of Use will constitute acceptance of the modified Terms of Use.

Use of the Site

The Site may include information regarding MK PayDay LLC and its services, and/or other materials proprietary to MK PayDay LLC, as well as links to third party websites. You may download, view, copy and print such information and materials and any other aspect of this Site (i) solely for your personal, non-commercial purposes; and (ii) provided that no proprietary notices or disclaimers therein are modified, obscured or altered.

You agree you will not interfere, in any way, with others’ use of, or access to the Site, and will not attempt to gain unauthorized access to the computer system of any other Site user. You further agree not to take any other action in connection with your use of the Site which violates any local, state, national or international law, rule, regulation or order of any court in conjunction with your use of the Site.

You agree to access the Site through a web browser, and specifically agree not to use any third party applications to access the Site or any page of the Site. You further agree that you will not use any robot, spider or other automatic device, manual process or application or data mining or extraction tool to access, monitor, copy or use the Site. You also agree not to take any other action that imposes an unreasonable or disproportionately large load on the Site.

Except as expressly provided herein, you may not use, download, upload, reproduce, copy, duplicate, print, display, perform, republish, sell, license, post, transmit, disseminate, redeliver using parsing or "framing technology," otherwise distribute, or commercially exploit in any way, the Site or any portion thereof or any information or content on the Site, without the prior written permission of MK PayDay LLC. In addition, you agree not to link to any page of the Site other than the home page located at www.mkpayday.com.

Unauthorized Use of the Site

MK PayDay LLC reserves the right to investigate and take legal action against any illegal and/or unauthorized use of the Site or any services provided via the Site. MK PayDay LLC’s decision not to pursue legal action for any violation of these Terms of Use shall not be construed as a waiver of any provision of these Terms of Use or any legal rights of MK PayDay LLC.

Denial of Access

MK PayDay LLC may prohibit you from using or accessing the Site, in whole or in part, for any or no reason, at any time, in its sole discretion, without notice to you.

Trademarks and Copyrights

MK PayDay LLC, its logo and other marks displayed on the Site are the proprietary service marks or trademarks of MK PayDay LLC and/or relevant third parties and affiliates, including Multikrd LLC. MK PayDay LLC’s marks and those of its affiliates, may not be used in connection with any product or service that is not MK PayDay LLC’s, in any manner that is likely to cause confusion among consumers, or to disparage or discredit MK PayDay LLC. All other trademarks and service marks not owned by MK PayDay LLC that appear on the Site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by MK PayDay LLC. You may not use, copy, modify or display any of the trademarks, service marks, names or logos appearing on the Site without the express written permission of the respective owner thereof.

All content on this Site, including, but not limited to, works of authorship, software, design, text, graphics, photos, logos, button icons, images and data compilations; any improvements or modifications to such content; any derivative works based thereon; and the collection, arrangement and assembly of all content on this Site, are the property of MK PayDay LLC or its licensors and are protected by United States and international copyright and other intellectual property laws.

Nothing in these Terms of Use shall be deemed to grant to you or any other user any license or right in, or to, any copyright, trademark, trade secret or other proprietary right of MK PayDay LLC or any other person.

Links to Third Party Sites

You acknowledge that, at any time, MK PayDay LLC may provide links to the websites of third parties via the Site, including but not limited to links to MK PayDay LLC’s affiliate Multikrd LLC (www.multikrd.com). MK PayDay LLC is not responsible for the content of any links, or any products, services or other materials relating to any linked site, or any link contained in a linked site. The display of any link does not imply endorsement by MK PayDay LLC of the linked site or any content therein. IN NO EVENT WILL MK PAYDAY LLC BE LIABLE, DIRECTLY OR INDIRECTLY, TO ANYONE FOR ANY DAMAGE OR LOSS ARISING FROM OR RELATING TO ANY USE, CONTINUED USE OR RELIANCE ON ANY PRODUCTS, SERVICES OR OTHER MATERIALS RELATING TO ANY LINKED THIRD PARTY SITE, OR ANY LINK CONTAINED IN A LINKED SITE.

Disclaimer of Warranties and Limitation of Liability

YOU EXPRESSLY AGREE THAT YOUR USE OF THE SITE, OR ANY INFORMATION, CONTENT, SERVICES AND MATERIALS CONTAINED IN, ACCESSED VIA, OR DESCRIBED ON THE SITE, IS AT YOUR OWN RISK, AND THAT ALL SUCH INFORMATION, CONTENT, SERVICES AND MATERIALS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, MK PAYDAY LLC MAKES NO, AND HEREBY DISCLAIMS ALL, REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE AVAILABILITY, OPERATION AND USE OF THE SITE OR ANY INFORMATION, CONTENT, MATERIALS OR SERVICES ON OR ACCESSED VIA THE SITE, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. FURTHER, MK PAYDAY LLC MAKES NO REPRESENTATIONS AND WARRANTIES THAT THE SITE WILL BE UNINTERRUPTED, SECURE, OR FREE OF ERRORS, VIRUSES, OR OTHER HARMFUL COMPONENTS.

IN NO EVENT SHALL MK PAYDAY LLC, RAND ARCADIA INVESTMENTS, LLC OR ANY OF ITS AFFILIATES, OR THE MEMBERS, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS OR REPRESENTATIVES OF MK PAYDAY LLC, RAND ARCADIA INVESTMENTS, LLC OR ANY OF ITS AFFILIATES (THE “MK PAYDAY LLC PARTIES”) BE LIABLE TO YOU OR ANY THIRD PARTY FOR DAMAGES OF ANY KIND ARISING OUT OF THE USE OF, ACCESS TO, RELIANCE ON, INABILITY TO USE OR IMPROPER USE OF THE SITE, INCLUDING ANY DAMAGES ARISING OUT OF ANY DENIAL BY MK PAYDAY LLC OR ITS THIRD PARTY LENDER RAND ARCADIA INVESTMENTS, LLC REGARDING ANY CREDIT SERVICES OR LOAN APPLICATION OR APPLICATION FOR CREDIT SERVICES SUBMITTED BY YOU OR ANY REFUSAL BY RAND ARCADIA INVESTMENTS, LLC OR MK PAYDAY LLC TO FUND YOUR ACCOUNT (INCLUDING, BUT NOT LIMITED TO, ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES OR DAMAGES FOR LOSS OF PROFITS, TRADING LOSSES, GOODWILL OR REVENUE, BUSINESS INTERRUPTION, OR LOSS OF DATA), EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE.

Indemnification

You agree to indemnify and hold the MK PayDay LLC Parties harmless from and against any and all damages, liabilities, actions, causes of action, suits, claims, demands, losses, costs and expenses (including without limitation reasonable attorneys' fees, disbursements and court costs) arising from or in connection with (i) your use of the Site, or any content, information, materials or services contained, displayed or available therein; (ii) any denial by MK PayDay LLC Parties to approve any loan application or application for credit services submitted by you and/or refusal to fund your account; (iii) your violation of these Terms of Use; (iv) any Feedback provided by you to MK PayDay LLC; or (v) your violation of any rights of any third party.

Web Site Security

You are prohibited from violating or attempting to violate the security of this Site, including, but not limited to the following activities: (1) accessing data not intended for you or obtaining personal information about any Site user or customer; (2) attempting to probe, test, or scan the vulnerability of a system or network or to breach security or authentication measures without proper authorization; (3) attempting to interfere with service to any user, host or network, or otherwise disrupt MK PayDay LLC business, including, without limitation, by submitting a virus to the Site, overloading, “flooding,” “spamming,” “mailbombing” or “crashing,” or sending unsolicited email, including promotions and/or advertising of products or services.

Privacy

The terms of the MK PayDay LLC Privacy Policy are hereby incorporated as part of these Terms of Use. In addition, the following terms further describe our privacy practices, and are hereby incorporated into and made part of the MK PayDay LLC Privacy Policy:

Sharing Information: We share your personally identifiable information as described in the MK PayDay LLC Privacy Policy.

Modification or Discontinuance of the Site by MK PayDay LLC

At any time, without notice to you, and for any or no reason, MK PayDay LLC may modify or discontinue the Site or any content thereof. MK PayDay LLC shall in no way be held liable for any consequence which results from MK PayDay LLC’s decision to modify or discontinue providing the Site or any content thereof.

Minors

The Site is not directed at children under the age of thirteen years old. MK PayDay LLC does not knowingly collect personal information from children under thirteen years old from this Site.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas applicable to agreements made and entirely performed within Texas, without resort to its conflict of law provisions. Regardless of where you access the MK PayDay LLC website, you agree that all Claims arising out of or relating to these Terms shall be resolved in Harris County, Texas. Claims are subject to the Waiver of Jury Trial and Arbitration Agreement executed, authorized consented by you.

Notice and Procedure for Making Claims of Intellectual Property Infringement

MK PayDay LLC respects the intellectual property rights of others. If you believe that any content on this Site may infringe your copyrights or other intellectual property rights, please provide MK PayDay LLC the written information specified below. Please note that this procedure is exclusively for notifying MK PayDay LLC that your intellectual property rights have been infringed.

  • An electronic or physical signature of the person authorized to act on behalf of the owner of the intellectual property interest;
  • A description of the intellectual property right that you claim has been infringed;
  • A description of where the material that you claim is infringing is located on the Site;
  • Your address, telephone number, and e-mail address;
  • A statement by you that you have a good faith belief that the disputed use is not authorized by the intellectual property owner, its agent, or the law;
  • A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the intellectual property owner or authorized to act on the intellectual property owner's behalf.
  • MK PayDay LLC’s agent for notice of claims of copyright infringement or other intellectual property infringement on the Site can be reached as follows:
  • Intellectual Property Agent
    MK PayDay LLC
    PO BOX 131834
    Spring, TX 77393

Contact

If you have any questions relating to these Terms of Use, the Site or MK PayDay LLC, please contact: info@mkpayday.com

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